Three years ago, the Central Bank began publishing lists of systemically important credit organizations. Over time, the criteria for passing the barrier to getting into this list have become more stringent, which ultimately led to the reduction of this registry from 50 organizations to 11.
They account for more than 60% of the total assets of the Russian banking sector. In 2018, we want to present a list of 11 systemically important banks of Russia in our rating.
These are the most reliable banks that will definitely not be deprived of a license in 2018.
PJSC Moscow Credit Bank
The bank was first included in the list of backbone in 2018, was established in 1992. Currently has an extensive network in the Moscow region. According to the results of 2017, the IBC showed a significant increase in assets, more than 19%. The main source of capital are legal operations. persons constituting more than 40%. The Bank takes the 9th place in Russia in terms of reliability secured by net assets - 1,884,617,801 thousand rubles.
JSC "Agricultural Bank"
The Russian Agricultural Bank is the last in this list, but not the last in value: since 2013, it has been at the forefront of international ratings compiled by such financial publications and magazines as The Banker, Forbes and others. The bank’s assets amount to 2795.1 billion .rub.
JSC Raiffeisenbank
Raiffeisenbank Banking Group discusses the needs of small businesses, private and corporate clients, as well as other financial institutions. Since 2007, the bank has held strong positions not only in Russian, but also in respectable international ratings, which was partially facilitated by the merger with IMPEXbank. Compared to 2015, the cost of risk decreased to 1.9%, and the indicator of profit from taxes continues to increase.
PJSC "Promsvyazbank"
Promsvyazbank is a universal commercial bank recognized as one of the most reliable and largest banks in the world, including in the opinion of such a respected publication as The Banker. PSB assets exceeded 1.2 trillion. rubles.
PJSC ROSBANK
In 2017, ROSBANK took 3rd place according to the reliability criterion in the rating of Forbes magazine, and is also the owner of the highest award in the assessment of the deposit fund from the Global Custodian research center. Nevertheless, there is room for growth: in terms of assets, the bank has not entered the top ten Russian banking organizations.
PJSC Bank FC Otkrytie
The opening is the largest private Russian bank with very powerful key indicators: its consolidated assets amount to more than 2.70 trillion. rubles, the bank’s capital is 232 billion rubles, which makes it one of the strongest in the Russian financial space. There is no need to talk about the reliability of the Discovery - it is also at a high level.
PJSC Sberbank
We can say with absolute certainty that Sberbank is the most popular bank in Russia, which is not surprising: Sber is the backbone of the banking system of the Russian Federation, it makes up almost a third of it, and the bank is a source of income for every 150th Russian family. The organization provides services to all groups of corporate clients, every year more and more improving the lending system by putting into operation various know-how.
JSC ALFA-BANK
Alfa-Bank has a very long financial history: since its foundation in 1990, the organization has been carrying out all types of banking operations and, as it grows up, develops its potential by occupying basic places in the banking system of the Russian Federation according to various criteria. It is worth noting that in 2016 the bank became the winner of the Financial Olympus award in the nomination “Reliable Bank”. In the future, Alfa-Bank expects to defend the title of one of the most reliable and largest assets of the banks of the Russian Federation.
PJSC VTB Bank
VTB Group is a leading international banking group. Moreover, VTB Holding is unique and has no analogues, and its management concept, the basis of which is a unified management of assets, risks, as well as a single strategy and development, promotes the promotion of Russian banks in the international arena, and most importantly - increases the efficiency of banks .
JSC GPB Bank
Unlike all other banks represented in our rating, Gazprombank is engaged in lending to the main areas of the Russian economy - oil, nuclear, metallurgical and other industries. It is worth noting that the financial institution ranks third in the ratings of Central and Eastern Europe in terms of authorized capital.
JSC UniCredit Bank
The leader of the rating is UniCredit Bank - holder of General license No. 1 from the Central Bank of the Russian Federation. This systemically important bank is the largest financial institution in Russia with foreign participation. According to the distribution map, one can trace the bank’s presence in Eastern, Central and Western Europe, moreover, “UK” Bank cooperates with international banks in 14 major markets.
The problem of bank reliability is more than ever on the agenda. Every day, we can observe in various media how the Central Bank is taking away licenses from one or another bank, and, as a result, leaves ordinary citizens face to face with financial difficulties, because the probability of returning the invested funds is 1 to 100. This article will be very useful not only for general education, but also for a practical assessment of the reliability and profitability of your banking operations.
